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Privacy Policy


Last Updated: February 19, 2026

My USA Health Plans (“we,” “us,” or “our”), a brand operated by Capital Health Insurance Group, LLC, is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and sell personal information when you visit our website or submit a request for insurance information.

My USA Health Plans is an independent, non-government website and is not affiliated with HealthCare.gov or any federal or state marketplace.

1. Information We Collect

In the past twelve (12) months, we may have collected the following categories of personal information when you voluntarily submit information through our website:

CategoryExamples
IdentifiersName, mailing address, email address, IP address, and phone number.
Personal CharacteristicsAge, gender, and marital status.
Commercial InformationInsurance interests, current coverage, smoking status, and household income.
Network ActivityBrowsing history, search history, and interactions with our website.
Sensory DataAudio recordings of calls made to or from our customer service team.

We collect this information solely to respond to your request for insurance information, provide customer support, operate our business, and comply with legal obligations.

2. How We Use Your Information

We may use personal information to:

  • Respond to your request for insurance information or quotes

  • Connect you with licensed insurance agents, brokers, or carriers

  • Provide customer support

  • Verify consent and prevent fraud

  • Improve website performance and user experience

  • Comply with legal and regulatory requirements

  • Market our services where permitted by law

3. How We Share and Sell  Personal Information

My USA Health Plans operates as a lead-generation and referral platform.By submitting your information through our website, you expressly request to be contacted by one or more licensed insurance agents, brokers, carriers, or other authorized partners (“Marketing Partners”) who may assist with insurance options.

  • Referral Sharing:

    We may share your Identifiers and Commercial Information with:

    • licensed insurance agents

    • insurance agencies

    • insurance carriers

    • lead buyers and marketing partners

    • service providers acting on our behalf

    These parties may contact you by phone call, text message, email, or other communication methods consistent with your consent and applicable law.

    Important: You may be contacted by multiple licensed agents or partners.

  • Compensation disclosure: We may receive compensation for referrals, lead generation, or marketing services.

  • Advertising & Analytics: We may share limited Internet or Network Activity information with advertising platforms and analytics providers (such as Google or Meta) to measure performance, attribute conversions, and improve our services.

We do not provide specific insurance plan details or quotes directly on this website.

4. Telephone and SMS Communications(TCPA & 10DLC)

By submitting your information through our website and providing your phone number, you provide prior express written consent to be contacted by USA Health Plans and its Marketing Partners via:

  • live calls

  • automated telephone dialing systems

  • prerecorded or artificial voice messages

  • SMS/text messages

  • email communications

These communications may be for marketing or informational purposes related to insurance products and services.

Consent is not required as a condition of purchase.

Opt-Out

You may opt out at any time:

  • Text STOP to cancel SMS

  • Text HELP for assistance

  • Or submit a request via our Privacy Rights page

Message and data rates may apply.

5. Your Privacy Rights( CCPA/CPRA/FDBR and Other State Laws)

Depending on your state of residence (including California and Florida), you may have the right to:

  • Know what personal information we collect

  • Access your personal information

  • Correct inaccurate personal information

  • Request deletion of your personal information

  • Opt out of the sale or sharing of personal information

  • Limit certain uses of sensitive personal information (where applicable)

  • Be free from discrimination for exercising privacy rights

How to Exercise Your Rights

You may submit a request by:

We will respond to verified requests within the time required by applicable law (generally 45 days).

We may need to verify your identity before processing certain requests.

6. Do Not Call Requests

You may request placement on our internal Do Not Call list at any time by:

  • submitting the form on our Privacy Rights page,

  • replying STOP to text messages, or

  • contacting us using the information below.

Please allow a reasonable time for processing. Placement on our internal Do Not Call list does not guarantee that you will not be contacted by independent third-party partners who may maintain their own suppression lists.

7. Cookies and Tracking Technologies

We and our partners may use cookies, pixels, and similar technologies to:

  • operate the website

  • analyze traffic

  • measure advertising performance

  • improve user experience

You can control cookies through your browser settings. Disabling cookies may affect site functionality.

Do Not Track: Our website does not currently respond to browser Do Not Track signals.

8. Data Retention

We retain personal information for as long as reasonably necessary to:

  • fulfill the purposes described in this policy

  • comply with legal obligations

  • resolve disputes

  • enforce agreements

  • document consumer consent

Retention periods may vary depending on the nature of the data and legal requirements.

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9. Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information, including:

  • SSL-encrypted data transmission

  • access controls and monitoring

  • use of consent-verification tools such as TrustedForm or Jornaya

No method of transmission or storage is 100% secure.

10. Children’s Privacy

Our services are intended for individuals 18 years of age or older. We do not knowingly collect personal information from individuals under 18.

11. Not a Government Website

USA Health Plans is not affiliated with or endorsed by:

  • the United States Government

  • any state government

  • HealthCare.gov

  • any federal or state health insurance marketplace

To view all available Qualified Health Plans, visit https://www.healthcare.gov

12. Business Transfers

If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets, personal information may be transferred as part of that transaction.

13. Licensing Information

My USA Health Plans is owned and operated by:

Capital Health Insurance Group, LLC
License #: L130432
NPN #: 21546613

Invitations for application for insurance are made only where licensed and appointed.

Contact Information

My USA Health Plans
c/o Capital Health Insurance Group, LLC
7501 W Oakland Park Blvd
Tamarac, FL 33319

📧 privacy@usahealthplans.com
📞 123-456-7890