Last Updated: February 19, 2026

Welcome to My USA Health Plans (“Company,” “we,” “us,” or “our”), a brand operated by Capital Health Insurance Group, LLC. These Terms of Use (“Terms”) govern your access to and use of our website and services.

By accessing or using this website, submitting information, or clicking any consent or submission button, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree, do not use this website.

1. Nature of Our Service

My USA Health Plans operates as an independent lead generation and referral platform.

We:

• do NOT provide insurance directly

• are NOT a government agency

• do NOT guarantee eligibility or coverage

• do NOT provide quotes directly on the website

By submitting your information, you are requesting to be contacted by licensed insurance agents, brokers, carriers, or other authorized partners who may assist you.

You may be contacted by one or more licensed agents or partners.

2. Eligibility

You must:

• be at least 18 years old

• reside in the United States

• provide truthful and accurate information

By using this website, you represent and warrant that you meet these requirements.

3. Consent to Communications (TCPA Disclosure)

By submitting your information through this website, you provide prior express written consent to be contacted by My USA Health Plans and its marketing partners via:

• live telephone calls

• automated dialing systems

• prerecorded or artificial voice messages

• SMS/text messages

• email communications

These communications may be for marketing or informational purposes related to insurance products and services.

You understand that:

• consent is not required to purchase

• message and data rates may apply

• you may be contacted by multiple licensed agents or partners

You may revoke consent at any time by following opt-out instructions in communications or by visiting our Privacy Rights page.

4. User Responsibilities

You agree that you will not:

• provide false or misleading information

• impersonate another person

• use automated scripts, bots, or scraping tools

• attempt to interfere with website functionality

• use the site for unlawful purposes

We reserve the right to restrict or terminate access for violations.

5. Intellectual Property

All content on this website, including:

• text

• graphics

• logos

• design

• layout

• software

is the property of USA Health Plans or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, or create derivative works without prior written permission.

6. Third-Party Contact and Services

After you submit your information:

• you may be contacted by independent licensed agents or partners

• those parties operate under their own policies and practices

• we do not control their conduct

We are not responsible for:

• partner actions

• partner representations

• insurance decisions

• coverage outcomes

• pricing or plan availability

Any insurance purchase is solely between you and the licensed agent or carrier.

7. Disclaimer of Warranties

THIS WEBSITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including:

• merchantability

• fitness for a particular purpose

• non-infringement

• uninterrupted or error-free operation

We do not guarantee that:

• you will receive insurance

• you will qualify for coverage

• you will receive specific pricing

• partners will contact you within any timeframe

8. Limitation of Liability

To the maximum extent permitted by law, My USA Health Plans and Capital Health Insurance Group, LLC shall not be liable for any:

• indirect

• incidental

• consequential

• special

• punitive damages

arising out of or related to:

• your use of the website

• partner communications

• insurance decisions

• delays or failures in contact

Our total liability shall not exceed $100.

9. Indemnification

You agree to defend, indemnify, and hold harmless My USA Health Plans, Capital Health Insurance Group, LLC, and their officers, employees, and partners from any claims, damages, or expenses arising from:

• your misuse of the website

• your violation of these Terms

• inaccurate information you submit

• your violation of applicable laws

10. Arbitration and Class Action Waiver

PLEASE READ CAREFULLY — THIS AFFECTS YOUR LEGAL RIGHTS

Binding Arbitration

Any dispute arising out of or relating to these Terms or your use of the website shall be resolved exclusively through binding individual arbitration, not in court.

Arbitration shall be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules.

Class Action Waiver

You agree that:

• disputes will be conducted only on an individual basis

• you waive any right to participate in a class action

• you waive any right to a jury trial

This section survives termination of your use of the website.

11. Privacy

Your use of the website is also governed by our Privacy Policy and Privacy Rights page, which describe how we collect, use, and share information.

12. Not a Government Website

My USA Health Plans is not affiliated with or endorsed by:

• the United States Government

• any state government

• HealthCare.gov

• any federal or state health insurance marketplace

13. Modifications to Terms

We may update these Terms from time to time. Updates will be posted on this page with a revised “Last Updated” date.

Continued use of the website constitutes acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law principles.

15. Contact Information

My USA Health Plans
c/o Capital Health Insurance Group, LLC
7501 W Oakland Park Blvd
Tamarac, FL 33319

📧 privacy@myusahealthplans.com
📞 123-456-7890